WHY INVEST IN ALTERNATIVE LENDING?

Alternative lending investments require a lengthy due diligence process and are difficult to source, legally intensive, and complex to model. As a result, the asset class remains highly inefficient, enabling the potential for risk-adjusted returns that are superior to traditional fixed-income investments.

RETURN POTENTIAL

Private Debt Median Net IRR by Vintage Year

Source: Preqin Private Debt Online. Vintage data through June 30, 2017.

Including alternative lending assets in an investment portfolio may create valuable diversification benefits, given low correlation to other fixed income instruments.

LOW CORRELATION

Source: Bloomberg; Finitive analysis. Alternative Lending Index is a custom index consisting of industry benchmarks from 2011 to 2016.

Alternative lending’s standard deviation of returns is lower than other asset classes.

LOW VOLATILITY

Source: Bloomberg; Finitive analysis. Alternative Lending Index is a custom index consisting of industry benchmarks from 2011 to 2016.

WHY INVEST THROUGH FINITIVE?

Finitive’s technology-enabled platform emphasizes complete investment transparency, investor-friendly terms, and comprehensive diligence.

  • 1
    Turnkey
    Transactions
    Transactions listed on Finitive’s platform contain substantially all of the due diligence materials that an institutional investor would produce internally.
  • 2
    Zero-Fee
    Model
    Investors pay no fees to Finitive. Fees are paid by Finitive’s originator partners.
  • 3
    Research
    & Ratings
    Finitive’s comprehensive investment memos and ratings bring transparency to traditionally opaque investment opportunities, accelerating and simplifying investors’ due diligence process.
  • 4
    Alignment
    of Interest
    Finitive’s team invests in each transaction alongside or subordinated to investors, unless otherwise disclosed.

TYPICAL TRANSACTIONS

Finitive is unconstrained by either fund structure or mandate, providing the flexibility to transact across the capital structure and various spectrums of risk, asset class, geography, and transaction size.

  • 1
    Attractive Risk-Adjusted Returns
    Finitive seeks to identify lending opportunities that offer attractive risk-adjusted returns relative to other investment opportunities.
  • 2
    Flexible Deal Structures
    • Warehouse lines
    • Forward flow and whole loan purchase agreements
    • Term loans
    • Participations
    • Funds
    • Equity
    • Various other
  • 3
    Asset Classes
    • Commercial Real Estate
      • - Bridge
      • - Permanent
      • - Construction/Development
    • Residential Real Estate
      • - Fix & flip
      • - Construction/Development
      • - Non-QM
    • Student
    • Auto
    • Consumer unsecured
    • Invoice factoring
    • Trade finance
    • Franchisee loans
    • Merchant cash advance
    • SME
    • Litigation finance
    • Tax lien
    • Various other

This site is operated by Finitive LLC (the “Company”), which is not a registered broker-dealer. The Company does not give investment advice, endorsement, analysis or recommendations with respect to any securities. All securities posted on this site are being offered by the applicable issuer of such securities (the “Issuer”), and all information included on this site with respect to such securities is the responsibility of the Issuer. Company has not taken steps to verify the adequacy, accuracy, or completeness of the information. Neither Company nor any of its members, officers, directors, agents and employees makes any warranty, express or implied, of any kind related to the adequacy, accuracy or completeness of any information on this site or the use of information on this site. This website is intended solely for qualified investors. Private investments are highly illiquid and risky and are not suitable for all investors. The investments described herein may be highly illiquid and investors should be prepared to hold such investments indefinitely or otherwise to maturity.

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